Get Card balance protection even in unstable times.

AMEX® Account Protector Ultimate1

By enrolling today, you can protect your balance if you experience an unexpected event like job loss, illness or death. Getting married, having a baby or retiring? You can also qualify to receive two Monthly Payment* benefits for events like these!

Coverage Details

AMEX® Account Protector Ultimate is an optional insurance that can protect your balance for up to $20,000 if you experience a loss like unemployment, illness or death. You can also receive two Monthly Payment* benefits toward your balance to mark special events!

coverage_details_section
For some events, your credit card balance can be paid, up to a maximum of $20,000.
Coverage
Description of Coverage
For some events, your credit card balance can be paid, up to a maximum of $20,000.
Monthly Payment* benefits can be paid towards your balance
Coverage
Description of Coverage
Monthly Payment* benefits can be paid towards your balance
*Please refer to the Certificate of Insurance for more details on Monthly Payments, full benefits, limitations and exclusions.

What Does It Cost?

You’ll pay $0.99 per $100 of your current month’s outstanding balance** plus applicable taxes.

Here's how it works:
Monthly Premium = Current month’s outstanding balance x $0.99 / $100 (plus applicable taxes)
Since your premium is calculated based on your current monthly outstanding balance, your premium will fluctuate.
For example if you have an outstanding balance of $500:
$500 x $0.99 / $100 = $4.95
Your monthly premium in this case would be $4.95 plus applicable taxes.
Your premium will be conveniently billed to your American Express Credit Card.

Enroll in AMEX® Account Protector Ultimate

Here are a few things that you need to review before you enroll:

AMEX® Account Protector Ultimate is not available to residents of the province of Quebec.

To enroll you must be the primary cardholder with an account in good standing. You must also be at least 18 years old and less than 70 years old at time of enrollment.

Please note that this coverage excludes:

This program is provided by Assurant®. Before you enroll, it is important that you read the Certificate of Insurance, which outlines the full terms, eligibility, benefits, limitations and exclusions of this product. Assurant® respects your privacy, please review Assurant’s Privacy Policy.

Please acknowledge that you have read and understood the Certificate of Insurance.

Please provide the information below to complete your enrollment:

Please confirm you are not a robot.